A loan in Germany for foreigners
A loan in Germany for foreigners - assistance in obtaining a secured by real estate loan - financing in German banks. Credit conditions for foreigners, especially for Russians or Ukrainians. In Germany, foreigners like the Germans themselves have the right to obtain a mortgage loan when buying a home. The most important requirement is that a loan to non-residents in Germany is spent only for the purchase of income generating real estate (when buying a home, this home should be rented before the loan is fully repaid) or as an exception for your official income in Russia will be sufficient to repay the loan. The loan period is 7 to 15 years with the possibility of early repayment of the loan.
The minimum amount of a mortgage loan is 100,000 euros, the maximum loan amount is not available, but should not exceed 65% of the purchase price of a property in Germany. The interest rate varies depending on the chosen bank, but on average it is 2.2 %%.
Until the loan is fully repaid, the property of the house belongs to the bank. loan process Open an account with the bank where you want to get a mortgage. You can not get a mortgage in Germany without having an account with a German bank. Some lenders require maintaining an account several years before submitting the application.
During this period, a regular credit on the account is required, which serves the bank as proof that you can make a first payment. Arrange a meeting with the bank with your personal presence. You can not receive a mortgage in Germany without personal presence at a meeting with a bank representative. Take all necessary documents with you for the meeting (see conditions for the borrower). You must provide an excerpt from the bank in Germany about the existence of the second half of the amount. Select the credit period. As a rule, a mortgage loan is taken for 12 years. Our company provides full customer support in selecting a bank in Germany and opening an account, help with borrowing (financing) Assistance in opening an account with a German bank.
The minimum amount of a mortgage loan is 100,000 euros, the maximum loan amount is not available, but should not exceed 65% of the purchase price of a property in Germany. The interest rate varies depending on the chosen bank, but on average it is 2.2 %%.
Until the loan is fully repaid, the property of the house belongs to the bank. loan process Open an account with the bank where you want to get a mortgage. You can not get a mortgage in Germany without having an account with a German bank. Some lenders require maintaining an account several years before submitting the application.
During this period, a regular credit on the account is required, which serves the bank as proof that you can make a first payment. Arrange a meeting with the bank with your personal presence. You can not receive a mortgage in Germany without personal presence at a meeting with a bank representative. Take all necessary documents with you for the meeting (see conditions for the borrower). You must provide an excerpt from the bank in Germany about the existence of the second half of the amount. Select the credit period. As a rule, a mortgage loan is taken for 12 years. Our company provides full customer support in selecting a bank in Germany and opening an account, help with borrowing (financing) Assistance in opening an account with a German bank.